First-Time Homebuyer & Down Payment Assistance: Unlock Your Path to Homeownership
Embark on the exciting journey of homeownership with confidence. Whether you’re just beginning or well on your way, our comprehensive resources and financial education programs are here to guide you. Discover the first-time homebuyer and down payment assistance options designed to make owning your dream home a reality.
Martis Fund: Opening Doors to Homeownership
The Martis Fund provides up to 10% or $100,000 in down payment assistance as a deferred loan. With a fixed 3% annual interest rate or a profit share split of the home’s appreciation at sale, repayment is due only upon sale or after 30 years. Eligibility requires household income within 180% of the Placer County median income. Unlock the potential for homeownership with this program.
Truckee HAP – Home Access Program: Bridging the Gap
The Truckee HAP offers up to $150,000 or 16% in down payment assistance as a grant, requiring no repayment. Use the funds for your down payment, renovations, or other home-related expenses. This program eliminates minimum buyer contribution and is designed to increase accessibility. Geographical boundaries, income limits, and deed restrictions apply. Explore how Truckee HAP can help you achieve your homeownership goals.
Truckee HAP – Home Access Program
Placer Workforce Housing Preservation Program: Investing in the Future
The Placer Workforce Housing Preservation Program provides up to $150,000 or 16% in down payment assistance as a grant to ensure workforce housing affordability. This program requires properties to be sold to households meeting local worker criteria, preserving the community’s future. Learn how this program combines with other options like the Martis Fund to support qualified buyers.
Placer Workforce Housing Preservation Program
CalHFA – CalPLUS Conventional Program: Support for First-Time Buyers
The CalHFA CalPLUS Conventional Program offers financial support to first-time homebuyers. Key requirements include property occupancy as a primary residence, completion of homebuyer education counseling, and meeting income limits. Delve into the program’s eligibility criteria and property guidelines to see how CalHFA can make homeownership possible for you.
CalHFA – CalPLUS Conventional Program
Home Means Nevada Rural Down Payment Assistance
Designed for rural homebuyers, the Home Means Nevada Rural Down Payment Assistance Program provides $15,000 in forgivable assistance for eligible applicants. Applicants must meet income limits and have resided in Nevada for at least six months. Overcome financial barriers with this program and move closer to homeownership in a rural setting.
Home Means Nevada Rural Down Payment Assistance
Why Buy Now? Secure Your Future with Homeownership
Owning a home offers long-term stability and financial benefits. With a 30-year fixed-rate mortgage, you can:
- Lock in predictable housing costs
- Build equity over time
- Protect against inflation and rising rents
- Refinance to lower rates when the market allows
Visualize yourself in a home you love for the next decade, enjoying stability, comfort, and the rewards of smart financial planning.
Explore Your Options Today
Take the next step toward owning your dream home by learning about these programs. Contact our team for personalized guidance and to determine which assistance option best suits your needs. Together, let’s make homeownership a reality for you.
